Whereabouts you live in the United States always has (and probably always will have) a huge say in what you earn. Local industries, politics, union power, education and basic geography all play a role in determining average salaries. Starting at the bottom (lowest average individual salary) and working upwards, this data from Forbes Advisor shows how pay can be affected by where you choose to live. Kicking off at number 50, let’s see who earns what and how you might fit into the picture… (Picture: Getty Images)
50. Mississippi ($49,740)
At the very foot of the table, bringing up the rear, is the state of Mississippi. There, pay reflects a state economy that’s built around agriculture, retail and low-margin manufacturing gigs. Union membership is low, minimum wage laws stick to the federal baseline and rural jobs tend to dominate. The cost of living is rather low, but so are opportunities for big salary jumps. (Picture: Getty Images)
49. Arkansas ($53,070)
Wages rise slightly here, helped by logistics hubs and a handful of major employers. Still, many workers are in service roles or light manufacturing, where pay rarely stretches far. Right-to-work laws and a smaller professional class keep earnings restrained in this neighbour of Texas, even as parts of the state modernise and push on economically. (Picture: Getty Images)
48. West Virginia ($54,940)
The Mountain State’s long reliance on coal as a primary economic source still casts a fairly long shadow over things. As mining declined, replacement industries have struggled to match old wages. Geography doesn’t really help either, with isolated communities and limited urban centres. Public sector work offers stability, but not much in the way of sizeable wage, unfortunately. (Picture: Getty Images)
47. Oklahoma ($54,960)
Energy money boosts average salaries more than a bit here, but it’s quite unevenly spread. Oil and gas pay well when times are good, yet many workers sit outside those industries altogether. Outside Tulsa and Oklahoma City, wages flatten quickly, meaning overall growth is often modest (at best). (Picture: Getty Images)
46. Louisiana ($55,130)
Tourism and hospitality shape much of the pay picture here, especially in and around New Orleans. Those jobs are plentiful but rarely pay all that lucratively. Energy and petrochemicals lift the average, though not by very much. So the great Mangrove-filled state of Louisiana scores pretty low here. (Picture: Getty Images)
45. Alabama ($55,350)
There’s solid work to be found throughout Alabama, but it tends to be rather tightly priced. Investment has flowed in, particularly from large employers looking for staff reliability rather than huge wage bills. Outside a handful of growth areas, pay’s all about keeping business costs low, which leaves workers trading stability for slower earnings progress. (Picture: Getty Images)
44. Kentucky ($56,310)
Over to The Bluegrass State next where earnings tend to lean on logistics and public sector jobs. It’s rarely spectacular work, but it’s steady. Many roles sit in the middle ground – not poorly paid, but not especially generous, either. (Picture: Getty Images)
43. South Carolina ($56,990)
With average yearly earning a shade under £57k, tourism keeps the tills ringing here, but it also caps pay a fair bit. Alongside it sits advanced manufacturing that pays better, though not always. The Palmetto State has focused heavily on attracting employers, sometimes at the expense of wage pressure, meaning the gap between sectors remains pretty wide. (Picture: Getty Images)
42. Montana ($58,160)
Out here, the draw has never really been the payslip. Work is shaped by seasons, land and visitors and many jobs reflect that reality. In Big Sky Country, people often accept lower earnings in exchange for lifestyle, space and pace, even as living costs quietly edge upwards. Basically, you trade cash for The Cowboy Way. And plenty of folk are willing to do it. When you see the vistas the place offers, there’s little wonder why. (Picture: Getty Images)
41. Kansas ($58,230)
While it’d be nice to tap your work boots together and magically earn big bucks in Kansas, aviation, healthcare and local services provide consistency rather than standout paydays. In Dorothy’s Sunflower State, wages feel designed to match the cost of living rather than race ahead of it, making it a practical place to work – if not an overly ambitious one. (Picture: Getty Images)
40. Iowa ($58,350)
Few places value predictability more than the state of Iowa. Jobs are actually pretty plentiful, staff turnover is low and earnings move in careful steps upwards. The Hawkeye State can’t compete with the big boys, but it holds its own as a small state in terms of earning power. (Picture: Getty Images)
39. Idaho ($58,440)
Growth here has arrived quickly, while wages are still catching up. New industries have brought with them plenty of opportunity, but also pressure, particularly in fast-expanding cities. It’s not just a state run by potato farming any longer. (Picture: Getty Images)
38. Tennessee ($58,700)
Cities here, as with everywhere else, offer better-paying work, while rural areas remain more constrained. In The Volunteer State, not having an income tax helps soften the edges, even if base pay itself hasn’t leapt forward dramatically. So locals don’t mind earning a little less than the national average. (Picture: Getty Images)
37. Indiana ($58,800)
Over in Indiana, work is easy enough to find, but less easy to turn into rapid financial growth. Large employers reward efficiency and predictability and wages tend to reflect that mindset. Progress is steady, and rarely flashy, but you can earn a decent living wage if you’re prepared to work for it. (Picture: Getty Images)
36. Missouri ($59,630)
Pay in the state known for being the birthplace of sliced bread (yep, really) depends quite a bit on zip codes. Big city roles lift the average, while smaller communities anchor it lower. In The Show Me State, opportunities widen in urban centres, but outside them, earnings remain modest. Inventing pre-cut loaves hasn’t left a huge financial footprint, unfortunately. (Picture: Getty Images)
35. Wyoming ($60,200)
With fewer people and plenty of space, wages here in this sparse state are shaped by scale as much as industry. Energy jobs can pay well, but they employ relatively few workers. Elsewhere, earnings are held down by small labour markets and limited competition. The low population keeps things calm, but it also caps upward pressure on pay. (Picture: Getty Images)
34. Nebraska ($60,230)
A dependable job market keeps incomes jogging along in The Cornhusker State, even if they rarely sprint ahead. Agriculture still matters, but healthcare, insurance and logistics now do much of the heavy sector lifting. In Nebraska, wages tend to match the cost of living neatly, which makes for stability rather than financial excitement. (Picture: Getty Images)
33. New Mexico ($60,290)
To the desert now and government, research and tourism shape much of the work here. Some specialist roles pull averages up, but service jobs pull things back down a bit. As ever, geography plays a part too, with urban areas offering more scope than rural ones. Earnings feel uneven, but not entirely stagnant. (Picture: Getty Images)
32. Nevada ($60,310)
What happens in Las Vegas may not always stay there, but it does dominate the wage picture in Nevada. Hospitality work is plentiful, though not always well paid, while professional and tech roles are thinner on the ground. Outside of The Strip, earnings level out quickly, leaving averages that reflect tourism’s limits. (Picture: Getty Images)
31. Wisconsin ($61,690)
Manufacturing and healthcare give wages a solid foundation here. The Badger State isn’t exactly a place where high salaries are par for the course, but in the right sector, its perfectly possible to earn a good living. (Picture: Getty Images)
30. North Dakota ($61,810)
Pay here punches above what you might expect for another quite sparsely-populated state. Energy has a lot to do with that, even when oil prices wobble. Jobs tend to pay more because they have to – attracting workers to remote areas doesn’t come cheap. (Picture: Getty Images)
29. Ohio ($62,280)
This is where scale really starts to matter. Large cities, major employers and a diverse economy give wages a noticeable lift in this state. Manufacturing still plays a role, but healthcare, education and finance now shape pay just as much. (Picture: Getty Images)
28. North Carolina ($62,440)
Growth has been the story here for years. Banking, tech and research jobs have expanded rapidly around major hubs, pulling averages upward. The professional class is larger than it used to be, and the state keeps attracting new firms. (Picture: Getty Images)
27. Florida ($62,990)
In the Sunshine State, tourism sets the tone, as you might expect. Finance, healthcare and a flood of remote-friendly work have lifted earnings though, especially in larger metro areas. No state income tax helps too. The catch is that living costs in the popular bits can gulp down the gains. (Picture: Getty Images)
26. Michigan ($63,120)
Here, the old industrial backbone still matters, but it’s not just factory lines and nostalgia. Engineering, advanced manufacturing and healthcare pull wages up, with pockets of tech growing around major cities. 26th isn’t bad when you consider just how much financial trouble the state’s main city Detroit has faced in recent decades. (Picture: Getty Images)
25. Texas ($63,660)
Halfway point now and we head on down to God’s Country. The Lone Star State has a huge spread between low and high earners, but the top end pulls the average up by its cowboy boots. Energy, tech, medicine and finance all pay well in the right places. Add no state income tax into the stew, and take-home pay can feel a good deal spicier. (Picture: Getty Images)
24. Pennsylvania ($63,690)
There’s a dogged resilience to the pay picture here. Big cities help, obviously, but so does the sheer spread of work across healthcare, education, logistics and finance. Wages don’t spike dramatically, but The Keystone State fares better than those associating the place with the concept of The Rust Belt might assume. (Picture: Getty Images)
23. Maine ($63,760)
Unsurprisingly, many jobs in the pretty state of Maine remain tied to tourism and local services. Outside Portland, opportunities to earn big thin out pretty quickly. The Pine Tree State offers stability, scenery and space, though not always salaries to match the views and oyster dinners. (Picture: Getty Images)
22. Utah ($63,960)
Few states have climbed as steadily in this ranking in recent years. Utah boasts a young workforce, fast-growing cities and an expanding tech scene, all of which play their part. Pay has followed, even if it sometimes lags behind high living costs. In this highly-religious area, growth is everywhere. (Picture: Getty Images)
21. Georgia ($64,210)
Atlanta does a lot of the strongarming here, understandably, pulling wages up through finance, media and tech. Elsewhere, pay levels off into something more familiar. The Peach State benefits from scale, infrastructure and a constant flow of new business. It misses out on a top 20 spot, but for The South? It’s quite the performer. (Picture: Getty Images)
20. Arizona ($65,740)
Tech, healthcare and logistics jobs have multiplied here in recent years, especially around major cities, pushing wages higher than ever. The home of the Grand Canyon has moved beyond its retirement-and-tourism image, though some salaries are still catching up. It’s not quite the new Silicon Valley yet, but it’s thriving as a working state, certainly. (Picture: Getty Images)
19. Vermont ($66,330)
Pay here in this leafy and picturesque state reflects a small place that punches a little above its weight. Public sector work, healthcare and professional services account for a good slice of the numbers, while tourism fills in the gaps. In The Green Mountain State, wages aren’t exactly flashy, but they’re supported by high education levels and a pretty skilled workforce. (Picture: Getty Images)
18. Delaware ($67,640)
Things get more interesting once corporate law is factored in here. Finance, legal services and healthcare all boost earnings in Delaware, especially given the state’s size. The First State benefits from proximity to bigger economies too, which quietly nudges pay higher without needing a sprawling job market of its own. Basically, if you’re in the north east of the US, pay is usually higher than elsewhere. (Picture: Getty Images)
17. Hawaii ($68,280)
Of course, tourism dominates in Hawaii, but government, defence and healthcare jobs all pull wages upward. In this island state, higher pay often reflects higher costs rather than extra comfort. So locals aren’t super rich, but – compared to Americans on the mainland – their wage slips tend to look pretty healthy. (Picture: Getty Images)
16. New Hampshire ($68,800)
With no state income tax and a strong professional workforce, earnings stretch further here in this north eastern state than they might elsewhere. Tech, healthcare and advanced manufacturing all play their part. The Granite State rewards skill and experience and tends to feel quietly prosperous rather than loudly wealthy. Locals might not make it rain with their cash on a constant basis, but the odd drizzle is more than possible. (Picture: Getty Images)
15. Minnesota ($68,880)
Top 15 now. This is where things start to feel properly comfortable. Large employers, strong unions and a diverse economy push pay higher across the board. Healthcare, manufacturing and corporate headquarters all feature heavily here. In The Land of 10,000 Lakes, wages reflect a state that invests in its workforce and sees a decent average salary indeed. (Picture: Getty Images)
14. South Dakota ($68,948)
This is where average US pay starts to feel quietly competitive. A small population, low unemployment and steady demand mean employers often have to offer a bit more to secure the right people. The Mount Rushmore State doesn’t shout from the top of its giant carved POTUS heads about its wages, but it pays nicely. Even if it’s a little hushed about doing so. (Picture: Getty Images)
13. Illinois ($69,020)
Chicago nudges Illinois wages up a fair bit through money-spinning sectors such as finance, law, tech and healthcare. Step away from the city and things level out a little, of course, but the overall picture stays pretty strong. Over in ‘the pumpkin capital of the world’, scale and specialisation have carved their own niches. And both are in good supply. (Picture: Getty Images)
12. Rhode Island ($69,270)
Rhode Island is tiny, dense and surprisingly well paying. Proximity to bigger economies helps, as does hosting the HQs of a number of major healthcare, education and professional service firms. The Ocean State benefits from being plugged into wider regional networks, meaning salaries often reflect nearby markets rather than its modest size. (Picture: Getty Images)
11. Oregon ($70,290)
Heading out west on The Oregon Trail and there are well-paying roles across the board. But there’s one main industry that drives good wages in Oregon: Technology. Okay, so it’s not California, but it’s not far off. There are many, many huge tech firms based out of the state, the highest profile being, of course, Microsoft. (Picture: Getty Images)
10. Virginia ($72,060)
Government, defence and technology shape much of the pay landscape in Virginia – due to its proximity to DC. Federal contracts bring with them both stability and pretty high wages. The Old Dominion benefits significantly from being close to power, both politically and economically. (Picture: Getty Images)
9. Alaska ($72,810)
Pay jumps here for reasons that have little to do with glamour. Remote locations, harsh conditions and specialist work all push wages higher in the only US state that used to be owned by Russia. Employers often have to pay more simply to persuade people to turn up and stick around. Plus, those big duck down coats aren’t cheap. (Picture: Getty Images)
8. Colorado ($75,560)
Tech, aerospace and professional services have expanded quickly in Colorado of late, lifting pay alongside them. The Centennial State attracts skilled workers in large numbers, which keeps competition high. Salaries reflect that demand, even if housing costs do their best to nibble away at Coloradoans’ savings. (Picture: Getty Images)
7. Connecticut ($76,050)
This is where being close to the action starts to pay properly. Finance, insurance and advanced manufacturing push wages up quite high here, which is helped by close ties to much larger markets. That said, in The Constitution State, high earnings can sometimes mean long commutes and a cost of living that can hit the wallet hard. (Picture: Getty Images)
6. Maryland ($76,130)
Another state that benefits from geography… Being close to power has its perks. Government and defence roles dominate, many of them being well paid and stable. In The Old Line State, salaries benefit from federal money, attracting a workforce that’s generally highly educated and, more often than not, rather nicely compensated. (Picture: Getty Images)
5. New Jersey ($76,320)
Top five time now. Expensive and economically busy, pay reflects the pressure in Jersey. Pharma, finance, logistics and professional services offer up job homes for those in this state, especially the folk living in or near major cities. The Garden State’s wages are high because they have to be. Living and working here isn’t cheap, but the payslips usually acknowledge that reality. Being so close to New York City doesn’t hurt, either. (Picture: Getty Images)
4. California ($79,900)
Okay. Pay gets a little serious here, partly because it has to. Tech, entertainment, finance and advanced science all drag wages in an upward fashion, especially in major cities. The Golden State rewards specialised skills rather generously, even if the cost of living takes a sizeable bite from earnings. (Picture: Getty Images)
3. New York ($80,630)
Podium time now and picking up the bronze medal is the state with the richest city in the US, New York. Home of Wall Street and a million and one business headquarters, NYC really is the city that never sleeps. Competition is fierce and expectations are high, but the rewards match the pressure. Long hours are common, though so are super impressive payslips. This is where the wealthy make their money. (Picture: Getty Images)
2. Washington ($81,550)
The second best state in the US for individual earnings is over in the north west. Tech giants, aerospace firms and high-end manufacturing lift wages up across the board. Over in The Evergreen State, pay reflects innovation and productivity. To help even more, no state income tax sweetens the pot even further. There’s only one of the 50 United States where an American worker can best the average wage… (Picture: Getty Images)
1. Massachusetts ($83,050)
At the top of the pile sits a state powered by brains as much as business. Universities, biotech, healthcare and finance all push wages to the highest level nationally. Education and expertise pay off, especially in an around Boston. It’s not cheap to live in The Commonwealth of Massachusetts, by any stretch, but the numbers explain why so many are so keen to do so. (Picture: Getty Images)
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